I never pirate games from indies or smaller publishers, but from the likes of EA, Activision, Take Two, etc? Since they’re always going to use, abuse and discard their workforce so they can keep giving the C suite their multi-million dollar annual bonuses, I will pirate their shit without an ounce of remorse.
With music, I never pirate simply because it’s more convenient to stream the music at a reasonable price. If there’s an artist or album I really love, I will buy it and/or some merch to support the artist directly.
I can download my playlists for offline playback, which is good enough for me. That isn’t the case for everyone, of course, but the question was about one’s personal philosophy.