The header is misleading. Read the article and the details of that research. To make it work they propose to add 3.75% sales tax on everything except necessities, wealth tax for >$1mil net worth, tax capital gains as ordinary income, and keep existing Medicare paycheck tax same and employers contributions but slightly smaller.
It might be fairer system, and it will be more humane system for lower middle income folks who cannot afford health insurance and don’t qualify for Medicaid.
But it’s a lot of new taxes. They say that for top 20% earners the net healthcare cost will be higher. And all the lobbying from insurance business… i just don’t see this could pass.
You can do 2FA with Keepass, just not TOTP. Add a key file or a hardware key on top of your master password and you pass “something that you have and something that you know” test