Well, the state is acting as a single payer for all health care its populace needs. The money is not going from you directly to the service provider. An example of that would be you paying someone to rotate your tires. Rather, the state is providing payment to the doctor for services provided to treat your health care needs. Thus, the state is acting as an insurer whose premium is the taxes you pay. You just get a whole lot of extras for the premium you pay (like road work, disaster relief, penalizing criminality, etc.). That is a textbook example of insurance.
*Edit: for those of you who doubt what I say, I ask you to look at history to as an illustration. When the US was last trying to adopt universal care under Obama, who was it that dumped the buckets of money on advertising to water it down to a mere marketplace from Romneycare? It was the private insurance companies. What was the main reform that got adopted in that in lieu of state coverage? That the insurance companies could no longer deny people with pre-existing conditions.
You just get a whole lot of extras for the premium you pay (like road work, disaster relief, penalizing criminality, etc.).
But, yeah, at a conceptual level, society is ultimately a safety net (synonym for insurance) when compared to the individualism from living pre-stone age.
but they’re not synonyms either lol. Insurance is a very specific thing. It doesn’t just mean “Anytime you collectivize costs” or “a safety net”. It’s a specific business model used to cover specific losses of specific things.
As a Norwegian, I would never call it health “insurance”. It’s just part of the social security that we pay taxes for.
Well, the state is acting as a single payer for all health care its populace needs. The money is not going from you directly to the service provider. An example of that would be you paying someone to rotate your tires. Rather, the state is providing payment to the doctor for services provided to treat your health care needs. Thus, the state is acting as an insurer whose premium is the taxes you pay. You just get a whole lot of extras for the premium you pay (like road work, disaster relief, penalizing criminality, etc.). That is a textbook example of insurance.
*Edit: for those of you who doubt what I say, I ask you to look at history to as an illustration. When the US was last trying to adopt universal care under Obama, who was it that dumped the buckets of money on advertising to water it down to a mere marketplace from Romneycare? It was the private insurance companies. What was the main reform that got adopted in that in lieu of state coverage? That the insurance companies could no longer deny people with pre-existing conditions.
I mean, the state provides public schools, free for all aged ≈5-18, but we don’t call it “education insurance.”
Did you not see where I said this?
OK, they pay “health insurance premiums” and just happen to get the rest of a working state as extras. Got it.
America brain is so weird sometimes.
This is very american-centric thinking. Its just a service provided by the state on a needs basis. Like a road, or the immigration office.
So all my taxes are going to insurance somehow?
Public transport insurance?
Public school insurance?
Public road insurance?
Did you not see where I said this?
But, yeah, at a conceptual level, society is ultimately a safety net (synonym for insurance) when compared to the individualism from living pre-stone age.
Just say the guy was right already.
No it’s not… it’s a textbook example of a social safety net. aka Social Security. aka what they said.
A safety net is an synonym for insurance.
No insurance is a scam posing as a safety net.
An… adjective? Did you mean to claim it’s a synonym?
Fixed (it’s late here), but glad you recognized my point.
but they’re not synonyms either lol. Insurance is a very specific thing. It doesn’t just mean “Anytime you collectivize costs” or “a safety net”. It’s a specific business model used to cover specific losses of specific things.
It can be.